Specialist First Charge BTL
Unlock Complex Property Deals with Our Specialist First-Charge Buy-to-Let Support
ABOUT THIS PRODUCT
For the Deals the High Street Turns Down
When your usual high-street banks say no, TLE helps you say yes. Demand for our specialist first-charge buy-to-let support is growing fast.
We use a niche lender panel that works alongside your main providers, helping you fund complex cases and deliver great results for your property investor clients.
PRODUCT OVERVIEW
What our Panel Can Offer
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Property Types
Buy to Let, HMO, MUFB and Holiday Lets
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Applicants Accepted
Individual Landlords or Limited Companies
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Loan Amounts
Borrow from £10k with no upper limit
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Loan to Value
Up to 85% LTV available
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Rate Types
Fixed, variable and interest only rates available
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Portfolio Landlords
Seamless Portfolio Borrowing on multiple properties
CLIENT ELIGIBILITY
Who we can help
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Multi-Director SPVs
Support for complex Special Purpose Vehicles (SPVs) with 2 or more shareholders.
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Portfolio Landlords
Financing for professional investors looking to borrow against multiple properties at once.
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Adverse Credit
Solutions for clients with minor credit blips who need a common-sense view.
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Non-Standard Construction
Properties built with unusual materials or designs that mainstream banks refuse.
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Multi-Unit Freehold Blocks
Financing to buy or refinance a single freehold building that has been split into multiple self-contained flats.
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Large-Scale HMOs
Specialist support for student or professional houses licensed for 7 or more individual occupants.
REFERRAL PROCESS
Partner with TLE: From Referral to Funding
Referring a specialist First-Charge Buy-to-Let case is simple. From initial enquiry through to completion, we manage the process while keeping you informed every step of the way.
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Refer your client to us
Send us the details of your client's requirements and circumstances, and we'll take it from there.
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Fact-find and product sourcing
We'll complete the fact-find, assess the available options, and source the most suitable finance solution for your client's needs.
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Application processing through to completion
Our team packages the application and manages the process through to completion. We'll keep you updated throughout the case.
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Commission paid promptly
Once the case completes, you'll receive a competitive commission package, typically paid on the next working day.
WHY TLE
What we offer
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Fully Assured Compliance
Protect your reputation with support from an accredited NACFB member.
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Expert Case Management
Leverage our team’s years of combined specialist lending knowledge
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Proven Broker Support
A highly rated master broker built around delivering fast, reliable completions.
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Access to Specialist Lenders
Unrestricted access to niche and specialist lenders across the UK.