History and Ownership
Some facts you should know about us:
The Loans Engine is a trading style of Central Loans Limited (CLL) which was established in 2001 as a second charge mortgage packager and became a broker in 2009.
CLL is a wholly owned subsidiary of Norfolk Capital Limited, a Financial Services group whose portfolio includes companies that have provided a broad range of loans, mortgages and other financial products to customers since 1988.
Norfolk Capital Limited is owned by its founder and Executive Chairman, Andrew Turner.
Permissions
The Loans Engine is Authorised and Regulated by the Financial Conduct Authority under the Firm Reference Number 708606 and is authorised for the following regulated home finance activities:
agreeing to carry on a regulated activity;
credit broking;
debt counselling, limited to debt counselling with no debt management activity;
making arrangements with a view to regulated mortgage contracts;
arranging (bringing about) regulated mortgage contracts; and
advising on regulated mortgages contracts.
The Loans Engine is also registered as a Consumer Buy To Let Intermediary
Our Products
What Products We Offer
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SECOND CHARGES
Residential and Rental Properties including Consumer BTL
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Specialist Mortgages
Remortgage, Unencumbered, Purchase including FTB and RTB
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Bridging Finance
From regulated residential solutions to unregulated commercial funding
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Commercial Finance
Solutions for investment and owner-occupied properties
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Specialist BTL Mortgages
Buy to Let, HMO, MUFB and Holiday Lets, Individual Landlords or Limited Companies
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Development Finance
Commercial premises or building residential estates, ground-up builds or major conversion projects
REFERRAL PROCESS
How the Referral Process Works
Outsource your complex cases to TLE. We handle everything from the sourcing to packaging and completion, ensuring you secure your commission while we do the heavy lifting.
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Refer the case to TLE
Submit an enquiry online or call us on 0800 032 9595. Give us the key details about your client's needs. Our specialist advisors will then take control from there.
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Comprehensive fact find
We'll complete the fact find, assess the available options, and source a suitable finance solution to meet your client's needs and objectives.
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End-to-end case management
We manage the entire application process—lender submission, valuation, legal work, and all correspondence. You receive regular milestone updates from submission to final completion.
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Commission paid promptly
Once the case completes, your referral commission is paid promptly, often on the very next working day. With zero chasing required, we’ll always ensure your revenue is delivered quickly and without delay.