Specialist Finance Broker
Multiple Products,
One Specialist!
We Start Where the High Street Stops
Browse our specialist products
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Second Charge Mortgages
Flexible lending secured against residential or BTL property.
- £10k to £1m
- 100% LTV
- Whole of Market Panel
- Residential, BTL & HMO
- Most Credit Profiles considered
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Specialist First Charge BTL
First charge BTL solutions for complex landlord scenarios.
- £10k to Unlimited
- 80% LTV
- Limited company or individual
- BTL, HMO, MUFB and Holiday Lets
- Purchase, Remo & Unencumbered
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Bridging Finance
Fast, flexible funding for short-term opportunities and property purchases.
- £10k to Unlimited
- 85% LTV
- Most Property Types Considered
- No exit fees (in most cases)
- Funds for any legal purpose
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Commercial Finance
Funding for business owners and commercial property investors.
- £30k to Unlimited
- Up to 75% LTV
- Interest only and repayment
- Most Property Types Considered
- Most Credit Profiles considered
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Specialist Mortgages
Specialist Lenders for complex or niche mortgage applications
- £10k to £2m
- 95% LTV
- Terms from 1 to 40 years
- Fixed and Tracker Rates available
- Right To Buy and First Time Buyers
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Development Finance
Funding for property development and construction opportunities.
- Loans from £100k
- 60-70% GDV
- No exit fees (in most cases)
- 100% of building costs funded
- Tranche drawdown available
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Advice
Years of Expertise
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Whole of Market
Second charge panel
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Fast Responses
Quick and Clear Feedback
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FCA
Authorised & Regulated
Why partner with us:
Competitive commissions
We value your referrals and believe in rewarding your work on each case. That's why we offer competitive commissions, paid out the next working day after completion.
Advanced technology
Over 10 years ago, we developed our own in-house sourcing and underwriting technology. This enables us to quickly identify suitable options, providing you with a fast response on whether we can assist your client.
Award-winning service
We've won numerous awards for the quality of our service, including the Feefo Platinum Trusted Service Award. This is evidence of the consistently high-quality service we pride ourselves on.
Nearly 40 years of expertise
With nearly 40 years of experience, we've seen just about every type of case imaginable. So, we likely have the expertise needed to manage your cases effectively.
What brokers say about TLE:
"Big thanks to Marysia, Poppy and Paul for providing an excellent service for me and my client. Thorough, professional service throughout and a pleasure to deal with. Would recommend to anyone."
Mr C.P - 08 Jul 2026
"First class experience from start to finish, smooth process."
Ms M.M - 18 Jun 2026
"I recently used The Loans Engine for a client who needed a secured loan to fund improvements on a BTL property, and the whole process was excellent from start to finish.
Harrison and Matt were a joy to deal with. They were incredibly fast, easy to deal with, and kept everything moving smoothly throughout. Communication was clear at every stage, and they took care of everything the client needed with minimal hassle.
The client was really happy with the outcome, and it made the process straightforward for everyone involved. I wouldn't hesitate to use them again or recommend them to others looking for a reliable second charge brokerage."
Mr M.S - 19 May 2026
"Quick, efficient & informative... just what you need in these areas, as they are never as smooth as we would hope
Great team, always happy to chat and always eager to help!"
Ms J.C - 01 May 2026
"Loans Engine were quick, professional and got a deal for my client that I couldn't achieve in the same time."
Mr L.L - 09 Apr 2026