Development Finance
We have access to development finance enabling us to deliver affordable quick UK property finance for your clients
ABOUT THIS PRODUCT
Expert Property Development Finance Solutions
Bridging finance for development provides the vital capital required to fund ground-up builds or major conversion projects. Whether your clients are transforming commercial premises or building residential estates, we secure the competitive funding needed to drive projects from breaking ground to practical completion.
To qualify for funding the development site must have full planning permission either fully approved or agreed subject to imminent planning consent.
Alternatively you can use the finance to to assist with the acquisition, typically, between 60% - 70% of the property’s value, and then fund up to 100% of the works, in arrears.
With bridging loans for development, the valuations tend to be pricier than the other valuations and typically take up to 10 days after the inspection to reach the lender.
Development loan rates will vary depending on the project and experience.
PRODUCT OVERVIEW
Specialist Lending Criteria
-
Loan Amounts
From £100,000 with no upper limit
-
Exit Fees
No exit fees in most cases
-
Drawdown Options
Tranche drawdown available
-
Inexperienced Developers
Accepted with a building contractors contract
-
Security
Can use other properties as collateral
-
Early Redemption
Can be repaid without incurring any early repayment charges
-
Loan To Value
60% to 70% of the project’s GDV
-
Build Costs
Up to 100% of the total build costs
-
Terms Available
Up to 36 months
CLIENT ELIGIBILITY
Where We Can Help
-
Residential Properties
We arrange flexible development facilities for everything from single-unit luxury builds to large-scale, multi-unit housing estates.
-
Commercial Properties
Our lenders fund high-street retail spaces, modern corporate offices, and heavy-duty industrial or logistics units.
-
Investment Strategy
We secure tailored funding solutions for both high-yield speculative investments and business owners purchasing owner-occupied premises.
-
First-Time Developers
We guide newcomers through the funding process, providing entry-level packages for aspiring builders and custom self-build projects.
-
Professional Contractors
We help qualified tradespeople bridge the gap between contracting and independent development with structured growth capital.
-
Experienced Developers
We unlock market-leading rates and optimised leverage for established property firms managing complex, large-scale portfolios.
REFERRAL PROCESS
How the Referral Process Works
Our team manages the case from the initial enquiry through to completion, keeping you informed at every stage, and once completed, you’ll benefit from the competitive commission too.
-
Refer the case
Send us your client's details along with an overview of the funding requirement and proposed exit strategy.
-
We complete the fact-find
Our advisers carry out a full fact-find to understand the client's objectives, timescales and security available.
-
We source and manage the solution
We identify suitable options and manage the case through to completion, keeping you updated throughout.
-
Commission paid promptly
Once the case completes, you'll receive a competitive commission package, often paid the next working day, with no chasing or delays.
WHY TLE
What we can offer
-
Expert Advice
Experienced advisers ready to act quickly and support your clients from enquiry through to completion.
-
Regular Updates
Clear and timely communication, keeping you informed of progress at every stage of the case.
-
Professional Service
A high standard of service delivered consistently through the customer journey.
-
Specialist Lenders
Unrestricted access to niche and specialist lenders across the UK.