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Commercial & Semi-Commercial Finance

Secure flexible funding for business owners, investors, and developers across all property types

ABOUT THIS PRODUCT

Help your Clients Grow their Business Ambitions

If your client needs to expand their premises, refinance existing property, or open a new business location, commercial or semi-commercial finance is the ideal solution.

We source flexible funding across a wide variety of property types, helping you secure the capital your business clients need to grow.

PRODUCT OVERVIEW

Key Product Features

  • LOAN TO VALUE

    Up to 75% LTV

  • TERMS

    Terms from 2 to 30 years

  • LOAN AMOUNTS

    Loans from £30,000 with no maximum borrowing limit

  • RATE TYPES

    Fixed, variable and interest only rates available

  • PROPERTY USE

    Solutions for investment and owner-occupied properties

  • COMMERCIAL STATUS

    Options for fully commercial and semi-commercial properties

  • BORROWER TYPES

    Individual, limited company and complex company structures accepted

  • BORROWER TYPES

    Individual, limited company and complex company structures accepted

  • NON-UK NATIONALS

    Accepted when owned or purchased through a UK SPV

CLIENT ELIGIBILITY

Ideal Clients to Refer

  • Industrial and warehouse operators

    Businesses seeking funding for warehouses, industrial units and operational premises.

  • Retail and Hospitality

    Funding for shops, restaurants, takeaways, and pubs.

  • Childcare providers

    Financing for day-care nurseries and childcare facilities.

  • Commercial investors

    Investors buying or refinancing single commercial units or whole property portfolios.

  • Property Developers

    Developers building new residential estates or mixed-use blocks from scratch.

  • Holiday Let Investors

    Individuals buying or refinancing holiday homes for investment income.

  • Mixed-Use Property Owners

    Landlords with buildings that combine shops or offices with flats above.

  • Portfolio Landlords

    Borrowers with multiple commercial properties looking to expand or refinance.

  • Asset Finance Clients

    Businesses looking to buy machinery, vehicles, or equipment while keeping cash in the bank.

REFERRAL PROCESS

How the referral process works

Referring a Commercial or Semi-Commercial Finance case is simple. From initial enquiry through to completion, we manage the process while keeping you informed every step of the way.

  1. Refer your client to us

    Send us the details of your client's requirements and circumstances, and we'll take it from there.

  2. Fact-find and product sourcing

    We'll complete the fact-find, assess the available options, and source the most suitable finance solution for your client's needs.

  3. Application processing through to completion

    Our team packages the application and manages the process through to completion. You can be as involved as you wish, and we'll keep you updated throughout the case.

  4. Commission paid promptly

    Once the case completes, you'll receive a competitive commission package, typically paid on the next working day.

WHY TLE

What we offer

  • 86 Years' Combined Experience

    A knowledgeable team with over 86 years of combined experience in specialist finance.

  • Whole of Market Access

    Access to lenders and funding solutions from across the commercial finance market.

  • NACFB Member Expertise

    Clear guidance and trusted support from an assured NACFB member.

  • Highly Rated Service

    A service consistently praised by both brokers and clients for its professionalism and results.

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