Second Charge
Mortgages

£10k to £1m

100% LTV

Whole of Market
Panel

Residential, BTL &
HMO

Most Credit Profiles
considered

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Specialist First
Charge BTL

£10k to Unlimited

80% LTV

Limited company or individual

BTL, HMO, MUFB and Holiday Lets

Purchase, Remo & Restart/Unencumbered

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Bridging
Finance

£10k to Unlimited

85% LTV

Most Property Types Considered

No exit fees (in most cases)

Funds for any legal purpose

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Commercial
Finance

£40k to Unlimited

Up to 100% LTV

Interest only and repayment

Most Property Types Considered

Most Credit Profiles
considered

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Specialist Mortgages

£10k to £1m

90% LTV

Terms from 1 to 40 years

Fixed and Tracker Rates available

Residential, CBTL and Unencumbered

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Development Finance

£100k to Unlimited

70% LTV

No exit fees (in some cases)

100% of building costs funded*

* Clients to own land already

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Our lenders

Affirmative
Aldermore
Allica Bank
Alternative Bridging
Central Trust
EquiFinance
Evolution Money Limited
Finsec
Fleet Mortgages
Glenhawk
Greenfield Mortgages
HFBS
HTB
Interbay
Kensington
Kent Reliance
Keystone Property Finance
Kuflink
LandBay
LendInvest
Lloyds Bank
Mercantile Trust
MFS
MT Finance
Norton Finance Group
Norwich Trust Limited
Octane
Octopus
Paragon
Pepper Money
Pivot
Precise Mortgages
Roma
Scroll Finance
Selina
Shawbrook Bank
Spring Finance Ltd
Stepone Finance
TAB Lending
Tandem
The Mortgage Lender
Together
Tuscan Capital
United Trust Bank

Our lenders

Affirmative
Aldermore
Allica Bank
Alternative Bridging
Central Trust
EquiFinance
Evolution Money Limited
Finsec
Fleet Mortgages
Glenhawk
Greenfield Mortgages
HFBS
HTB
Interbay
Kensington
Kent Reliance
Keystone Property Finance
Kuflink
LandBay
LendInvest
Lloyds Bank
Mercantile Trust
MFS
MT Finance
Norton Finance Group
Norwich Trust Limited
Octane
Octopus
Paragon
Pepper Money
Pivot
Precise Mortgages
Roma
Scroll Finance
Selina
Shawbrook Bank
Spring Finance Ltd
Stepone Finance
TAB Lending
Tandem
The Mortgage Lender
Together
Tuscan Capital
United Trust Bank

What's Next?

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Refer a case

Call our experts on 0800 032 9595 to refer your complex cases.

What brokers say about TLE:

"I literally couldn't have asked for more, the best I've worked with! In The Loans Engine, I have at last found a company that goes way above the professionalism and service standards that I have come to expect from a Specialist Packager. And, if you are fortunate enough to have any dealings with any of the following individuals, Luke O'Sulivan, Emily Cook, Marysia Appleton, Jodi Walker, Paul Zammit or Paul Atkinson, then throughout my experiences of securing Bridging, Commercial Loans and Second Charge Loans for my clients, you will have no need to worry about your clients at all, they are in very safe hands!"
Mr P.C - 05 Dec 2023

"Very difficult case dealt with extremely professionally"
Mr J.B - 07 Nov 2023

"Top Class Service! Great service, looked after my client from start to finish with no issues at all. Will recommend any 2nd charge business their way."
Mr J.D - 25 Oct 2023

"The staff at TLE have been amazing from start to finish in particular Luke O'Sullivan and Emily Cook. They're transparent, informative, attentive and have gone above and beyond to ensure the deal is completed. I cannot praise them enough and will continue to recommend them. Outstanding service!"
Mr G.M - 16 Oct 2023

"A BIG THANK YOU ....Best Service Overall ... Luke & Sian know their Stuff.... When it comes to specialist lending these guys are the best you can get in the market. Honestly! 5 Stars... Luke will discuss strong and weak points in the case from the offset and will go to lengths to make sure he underwrites the case to point where it becomes a tick box exercise for the lender. Sian will take over to offer and to completion with pure dedication and integrity she is a true professional and a can do attitude and has great relationship with Lenders & Legals. I would recommend to every one and specially brokers who have not yet used TLE ask for Luke or Sian they are the best....."
Mr U.K - 11 Oct 2023

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